Moonchild Fees: Investing in Your Mental Health

Therapy is billed per session, and fees vary depending on the service and provider. Please check our therapist’s profiles for more information on accepted insurances and out-of-network fees. 

Exact session fees are listed on each therapist’s profile, so you can review pricing for a specific provider before getting started and decide whether it feels like a good fit for you.

We understand that using insurance can feel like the most practical option, especially since you’re already paying for it. At the same time, therapy is most effective when you feel a strong fit with your therapist, both in their approach and in how supported you feel in the room.

Many people choose to work with an out-of-network therapist when they’re looking for a specific specialty, style of care, or deeper sense of connection that isn’t always available within insurance networks.

Ultimately, the most important factor in therapy is whether the support feels aligned with what you need and where you are right now.

Yes. many clients are able to use their out-of-network benefits to receive partial reimbursement for sessions.

To make this process easier, we partner with Mentaya, a service that helps clients check their out-of-network benefits and submit superbills for potential reimbursement. This takes the guesswork out of understanding what your insurance may cover and helps simplify the reimbursement process.

A superbill is a detailed receipt that we can provide to you if you see one of our private-pay therapists. It includes the necessary information for you to submit a claim to your insurance provider for possible out-of-network reimbursement. While we can’t guarantee reimbursement, many of our clients have successfully used superbills to offset the cost of therapy.

Yes. Many clients are able to use their HSA (Health Savings Account) or FSA (Flexible Spending Account) cards to pay for therapy sessions. These accounts are often accepted for mental health services, including out-of-network therapy.

If you’re unsure whether your plan qualifies, we recommend checking with your provider or using Mentaya to help verify your benefits and reimbursement options.